A mortgage is a type of loan that you take out to buy a property. As with any loan, you borrow money from a bank, building society or a specialist lender and repay it with interest over a period of time.
With mortgages, however, it is important to remember that the loan is secured against the property, meaning you could risk losing your home if you fail to keep up repayments on your mortgage.
If you're looking to take out a mortgage for the first time you need to make sure that you:
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