Mortgage Glossary: N

 

Glossary of Terms
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Negative equity Negative equity occurs when the balance of the mortgage exceeds the worth of the house securing the loan.
Negligence Negligence in the buy to let sense refers to something that is committed carelessly or inadvertently and results in a breach of contract. By law, negligence refers to a breach of care.
NHBC guarantee This is an important guarantee, provided by the National House Building Council, that pledges that the builder of a house will repair any serious defects
Nuisance Nuisance in the property sense means interference with right or enjoyment of land for other people. Private and public nuisance are the two separate types of nuisance, and both are potentially damaging. Both can constitute criminal offences.

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