Rates for five-year fixed mortgages are beginning to rise again, with experts warning that further rises should be expected, with borrowers seemingly running out of time for the cheapest deals. HSBC, which had decreased its rate to a record-low 1.99 Read more…

The percentage of homeowners in arrears (which are overdue debts) has fallen to its lowest figure since 2008 during the first quarter of this year, according to information released by the Council of Mortgage Lenders (CML). In the last eight Read more…

The success of David Cameron’s Conservative Party in the general election means that we can expect Help to Buy schemes to be carried out as promised, chief amongst them the Help to Buy ISA scheme. If this promise is carried Read more…

Mortgage rates drastically decreasing could mean homeowners face high fees instead, experts say, who want homeowners to take extra care with the fees involved in their purchase, primarily when the fixed-rate period comes to an end. The Co-op has just Read more…

HSBC, one of the leading lenders in the UK, has lowered its five-year fixed-rate mortgage again to a record-low figure. Having already been offering the lowest rate around, of 2.19 per cent, HSBC has now reduced this to 1.99 per Read more…

If you are looking to move house, you will need a sizeable amount of money that you may not have budgeted for, according to research compiled by the Centre for Economics and Business Research (CEBR) and Post Office Money. Their Read more…

Halifax has announced that house prices in the UK rose by 0.4 per cent in March, when compared to February’s figures. The average property price in the UK is now approximately £193,000. This represents a rise of 2.6 per cent Read more…

To avoid missing out, first-time buyers are being advised to avoid using any other ISAs if they sign up for the Help-to-Buy ISA, a scheme where the government contributes £50 for every £200 you save into the account, money which Read more…

Recent figures have shown that the number of mortgages approved in February was the highest in five months, although they were still down considerably on February last year. Attributed to very low rates currently being on offer, mortgage lending increased Read more…

There was a surprise fall in mortgage lending at the beginning of the year according to the Council of Mortgage Lenders (CML). January saw 41,400 mortgages granted in the UK, but this figure was 26 per cent lower than in Read more…