| Glossary of Terms A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z |
| Gifted Deposits (GD) | Gifted deposits occur when a seller gifts you the deposit of the property you are buying off them. This sometimes occurs when builders gift deposits on new build developments. When it comes to buy to let, the maximum LTV is 15 per cent, so the minimum gifted deposit would be 15 per cent. |
| Guarantor | Guarantors are the people liable to make payments on the mortgage should the borrowers fail to pay. In most cases parents or guardians act as guarantors. |
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