Chelsea offering mortgage fixing choice


Chelsea Building Society is offering a new option for customers looking to fix their home loan rate and monthly repayments.
The organisation is allowing individuals to choose the fixed term that suits them best, be it five, six or seven years, on their five, six, seven product range.
Chris Smith, group mortgage manager at the building society – which merged with Yorkshire Building Society in April 2010 – explained this collection offers the same fixed rate and low costs, yet it is the consumer who decides on the length of the fixed term.
The move comes in response to increased demand for longer-term fixed rate mortgages experienced by Chelsea, which has come as a consequence of domestic budgets being stretched by escalating living costs and the overall troublesome economic climate.
Mr Smith stated: “When times are so uncertain, many homeowners choose a fixed rate mortgage for the security of knowing in the longer term exactly how much they will be paying for their biggest monthly outgoing.”
The product in all its variations includes a fee of £395 and cashback to the tune of £200.

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