New mortgage products from Chelsea


A new mortgage product range has been launched by Chelsea Building Society to mark the beginning of 2012.
The organisation is hoping the move will serve to continue its 2011 approach of providing innovative and competitive home loan options.
In addition to a reduction to the company’s tracker choices, the new best-buy products will feature a deduction on its two, three and five-year fixed-rate mortgages.
Jemma Smith, product manager at the group, said: “This is a really positive start to 2012 and is an example of our commitment to the mortgage market and how we want to proceed throughout the year.”
The industry figure explained recent activity within swap rates has meant the firm has been able to further reduce a whole host of home loan arrangements – a move it is hoped will prove of benefit to consumers feeling the pinch after an expensive festive period.
Earlier in the week, research from Barclays revealed monthly mortgage repayments fell to their most affordable levels in a decade during 2011, with people using just 15.4 per cent of their take-home wage to cover these costs.

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