New saver mortgage deal from Lloyds TSB


Lloyds TSB is looking to help a greater number of first-time buyers (FTBs) enter the property market with the launch of a new fee saver mortgage deal.
Through the arrangement, the lender is giving borrowers the chance to save up to £760 on costs associated with buying a first home .
Stephen Noakes, mortgage director at the organisation, explained these fees provide one of the main obstacles for FTBs eager to get a foot on the first rung of the housing ladder.
Mr Noakes stated: “We are delighted to be introducing this product, designed specifically for those looking to take the first step on the housing ladder, to help remove the key hurdle of cost.”
As part of the new offer, the provider’s two-year fixed-rate mortgage will be presented with rates from 5.99 per cent and a loan-to-value of between 85 and 90 per cent.
With the new initiative, customers will not be required to stump up the home loan product fee of £495, nor the mortgage account charge of £265.
Moreover, all the products are available on loans that vary in value from £5,000 to £1 million.

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